I keep seeing this huge debate going on over “Health Insurance”. People have this crazy notion that everyone is entitled to affordable health insurance and that they furthermore, have a right to health care.
Unfortunately, people also seem to have a very warped idea of the basic purpose of insurance which is to spread risk. Many, chiefly Obama, want to spread risk by forcing younger healthy people who don’t use health serves to pay for the older sicker people who are demanding services at a huge discount. I have car insurance. It doesn’t pay for gas, oil, wind-shield wiper fluid, or even new tires. Similiarly, health insurance should not be expected to cover all of your diabetes testing supplies, every flu shot you get, or your annual checkup.